/* ============ Design tokens ============ */
:root{
  --teal-50:#eafaf8; --teal-100:#d6f3ef; --teal-200:#a8e6df; --teal-300:#7ddbd1;
  --teal-400:#52c9bd; --teal-500:#22b5a7; --teal-600:#1a9389;
  --navy:#163a5f; --navy-700:#0f2a46; --navy-900:#0a1e34;
  --gold:#f7c948; --gold-600:#eeb912;
  --text:#445262; --muted:#7b8794; --line:#e9eef2;
  --white:#fff; --bg-soft:#f7fbfb;
  --radius:14px; --radius-lg:22px;
  --shadow-sm:0 6px 18px -10px rgba(22,58,95,.25);
  --shadow:0 24px 50px -24px rgba(22,58,95,.32);
  --shadow-gold:0 14px 28px -12px rgba(238,185,18,.7);
  --ff:'Poppins',system-ui,-apple-system,sans-serif;
  --max:1180px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--ff);color:var(--text);background:var(--white);line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{text-decoration:none;color:inherit}
img,svg{display:block;max-width:100%}
.wrap{width:100%;max-width:var(--max);margin-inline:auto;padding-inline:clamp(20px,5vw,44px)}

/* ============ Buttons ============ */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font-family:var(--ff);
  font-weight:600;font-size:1rem;padding:.85rem 1.9rem;border-radius:var(--radius);cursor:pointer;
  border:2px solid transparent;transition:transform .22s,box-shadow .22s,background .22s,color .22s}
.btn-primary{background:var(--gold);color:var(--navy);box-shadow:var(--shadow-gold)}
.btn-primary:hover{transform:translateY(-3px);box-shadow:0 20px 34px -12px rgba(238,185,18,.85)}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff;transform:translateY(-3px)}

/* ============ Top utility bar ============ */
.topbar{background:var(--navy-900);color:#c6d6e4;font-size:.88rem}
.topbar-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding-block:.55rem}
.topbar-tag{opacity:.85;display:inline-flex;align-items:center;gap:.4rem}
.topbar-contacts{display:flex;align-items:center;gap:1.5rem}
.tb-link{display:inline-flex;align-items:center;gap:.45rem;color:#d3e0ec;font-weight:500;transition:color .2s}
.tb-link svg{width:15px;height:15px;flex:none}
.tb-link:hover{color:#fff}
.tb-link.wa{color:#37d27e}
.tb-link.wa:hover{color:#62e89c}
@media (max-width:640px){.topbar-tag{display:none}.topbar-inner{justify-content:center}.topbar-contacts{gap:1.3rem;font-size:.85rem}}

/* ============ Header / nav ============ */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.86);backdrop-filter:blur(12px);border-bottom:1px solid rgba(233,238,242,.7)}
.nav{display:flex;align-items:center;justify-content:space-between;padding-block:1rem}
.brand{display:flex;align-items:center;gap:.6rem;font-weight:700;font-size:1.3rem;color:var(--navy);letter-spacing:.01em}
.brand .mark{width:42px;height:42px;border-radius:12px;background:var(--navy);display:grid;place-items:center;color:var(--gold);flex:none}
.brand .mark svg{width:20px;height:20px}
.nav-links{display:flex;align-items:center;gap:2.1rem;list-style:none}
.nav-links a{position:relative;font-weight:500;color:var(--navy);padding-block:.2rem;transition:color .2s}
.nav-links a::after{content:"";position:absolute;left:0;bottom:-3px;height:2.5px;width:0;background:var(--gold);border-radius:2px;transition:width .25s}
.nav-links a:hover::after,.nav-links a.active::after{width:100%}
.nav-toggle{width:46px;height:46px;border-radius:12px;background:var(--navy);border:none;cursor:pointer;display:grid;place-items:center;gap:4px;flex:none}
.nav-toggle span{display:block;width:18px;height:2px;background:#fff;border-radius:2px;transition:.3s}
.nav-toggle.open span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.nav-toggle.open span:nth-child(2){opacity:0}
.nav-toggle.open span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

/* ============ Hero ============ */
.hero{position:relative;overflow:hidden;background:
  radial-gradient(1100px 520px at 88% 18%, var(--teal-50), transparent 60%);}
.hero::before{content:"";position:absolute;z-index:0;top:50%;right:-8%;transform:translateY(-50%);
  width:760px;height:760px;max-width:64%;background:var(--teal-200);opacity:.55;
  border-radius:46% 54% 57% 43% / 50% 46% 54% 50%;filter:blur(.5px);
  animation:blob 14s ease-in-out infinite}
@keyframes blob{0%,100%{border-radius:46% 54% 57% 43% / 50% 46% 54% 50%}
  50%{border-radius:54% 46% 44% 56% / 46% 54% 46% 54%}}
.hero .wrap{position:relative;z-index:1;display:grid;grid-template-columns:1.05fr 1fr;gap:2.5rem;align-items:center;
  min-height:calc(100vh - 120px);padding-block:2.5rem}
.hero-copy{max-width:540px}
.hero h1{font-size:clamp(2.3rem,4.6vw,3.6rem);line-height:1.1;font-weight:700;color:var(--navy);
  margin-bottom:1.5rem;letter-spacing:-.6px}
.hero h1 .accent{color:var(--gold-600)}
.hero .lead-actions{margin-bottom:2.4rem}
.hero .selection{max-width:380px;color:var(--text);font-size:1.04rem;margin-bottom:1.8rem}
.hero .sub-actions{display:flex;align-items:center;gap:1.4rem;flex-wrap:wrap}
.wa-inline{display:inline-flex;align-items:center;gap:.55rem;background:#25d366;color:#0a3d1f;
  font-weight:600;padding:.8rem 1.4rem;border-radius:var(--radius);box-shadow:0 12px 24px -12px rgba(37,211,102,.8);
  transition:transform .22s,box-shadow .22s}
.wa-inline svg{width:20px;height:20px}
.wa-inline:hover{transform:translateY(-3px);box-shadow:0 18px 30px -12px rgba(37,211,102,.9)}
.hero-visual{position:relative;z-index:1}
.hero-art{width:100%;height:auto;filter:drop-shadow(0 30px 40px rgba(22,58,95,.12));animation:floatArt 7s ease-in-out infinite}
@keyframes floatArt{0%,100%{transform:translateY(0)}50%{transform:translateY(-14px)}}
.coin{transform-box:fill-box;transform-origin:center}
.coin-1{animation:drop 3.2s ease-in-out infinite}
.coin-2{animation:drop 3.2s ease-in-out .5s infinite}
.coin-3{animation:drop 3.2s ease-in-out 1s infinite}
@keyframes drop{0%,100%{transform:translateY(0)}50%{transform:translateY(10px)}}

/* entrance */
.reveal{opacity:0;transform:translateY(22px);animation:rise .7s ease forwards}
.reveal.d1{animation-delay:.05s}.reveal.d2{animation-delay:.18s}.reveal.d3{animation-delay:.32s}.reveal.d4{animation-delay:.46s}
@keyframes rise{to{opacity:1;transform:none}}

/* ============ Trust strip ============ */
.trust{background:var(--navy);color:#fff;position:relative;z-index:2}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;padding-block:1.8rem;text-align:center}
.trust-item .n{font-size:1.7rem;font-weight:700;color:var(--gold)}
.trust-item .l{font-size:.85rem;color:#b9cadb;margin-top:.15rem}
.trust-item+.trust-item{border-left:1px solid rgba(255,255,255,.12)}
@media (max-width:640px){.trust-grid{grid-template-columns:1fr 1fr;gap:1.4rem 1rem}.trust-item:nth-child(odd){border-left:none}.trust-item:nth-child(3),.trust-item:nth-child(4){border-top:1px solid rgba(255,255,255,.12);padding-top:1.2rem}}

/* ============ Sections ============ */
.section{padding-block:clamp(3.8rem,8vw,6rem)}
.alt-bg{background:linear-gradient(180deg,var(--bg-soft),#fff)}
.section-head{text-align:center;max-width:620px;margin:0 auto 3rem}
.eyebrow{color:var(--teal-600);font-weight:700;letter-spacing:.2em;text-transform:uppercase;font-size:.78rem;margin-bottom:.7rem}
.section-head h2{color:var(--navy);font-size:clamp(1.9rem,3.6vw,2.6rem);font-weight:700;line-height:1.18;letter-spacing:-.5px}
.section-head p{color:var(--muted);margin-top:.9rem;font-size:1.02rem}

/* ============ Loan partner cards ============ */
.cat-title{display:flex;align-items:center;gap:.55rem;color:var(--navy);font-size:1.25rem;font-weight:700;margin:0 0 1.3rem;padding-left:.2rem}
.cat-title:nth-of-type(2){margin-top:2.8rem}
.provider-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.provider-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:1.7rem;
  box-shadow:var(--shadow-sm);display:flex;flex-direction:column;position:relative;overflow:hidden;
  transition:transform .25s,box-shadow .25s,border-color .25s}
.provider-card::before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:var(--teal-400);opacity:0;transition:opacity .25s}
.provider-card:hover{transform:translateY(-7px);box-shadow:var(--shadow);border-color:transparent}
.provider-card:hover::before{opacity:1}
.pc-top{display:flex;gap:.9rem;align-items:center;margin-bottom:1.2rem}
.pc-logo{width:54px;height:54px;border-radius:15px;flex:none;display:grid;place-items:center;font-weight:700;font-size:1.45rem;color:#fff;
  background:linear-gradient(135deg,var(--teal-500),var(--teal-600));box-shadow:0 8px 16px -8px rgba(34,181,167,.7)}
.pc-logo.alt{background:linear-gradient(135deg,var(--gold),var(--gold-600));color:var(--navy);box-shadow:0 8px 16px -8px rgba(238,185,18,.7)}
.pc-top h4{color:var(--navy);font-size:1.12rem;line-height:1.25}
.pc-tag{color:var(--muted);font-size:.85rem;line-height:1.4}
.pc-meta{list-style:none;margin:0 0 1.4rem;padding:.5rem 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.pc-meta li{display:flex;justify-content:space-between;align-items:center;padding:.45rem 0;font-size:.93rem}
.pc-meta li span{color:var(--muted)}
.pc-meta li strong{color:var(--navy);font-size:1rem}
.pc-meta li:first-child strong{color:var(--teal-600);font-size:1.15rem}
.pc-apply{margin-top:auto;width:100%}
.empty{color:var(--muted);font-style:italic;grid-column:1/-1}

/* ============ Feature cards ============ */
.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:2.1rem 1.8rem;
  box-shadow:var(--shadow-sm);transition:transform .25s,box-shadow .25s}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.card .ic{width:58px;height:58px;border-radius:16px;background:var(--teal-100);color:var(--teal-600);display:grid;place-items:center;margin-bottom:1.2rem}
.card .ic svg{width:28px;height:28px}
.card h3{color:var(--navy);font-size:1.22rem;margin-bottom:.5rem}
.card p{color:var(--muted);font-size:.96rem}

/* ============ Apply form ============ */
#apply{background:
  radial-gradient(800px 400px at 15% 0%, var(--teal-50), transparent 55%),
  radial-gradient(700px 360px at 95% 100%, #fdf4d8, transparent 55%);}
.form-card{max-width:680px;margin:0 auto;background:#fff;border:1px solid var(--line);
  border-radius:var(--radius-lg);padding:clamp(1.6rem,4vw,2.6rem);box-shadow:var(--shadow)}
.contact-form{display:grid;gap:1.1rem}
.contact-form .row{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem}
.field label{display:block;font-size:.85rem;margin-bottom:.45rem;color:var(--navy);font-weight:600}
.field input,.field textarea,.field select{width:100%;padding:.85rem 1rem;border-radius:11px;border:1.5px solid var(--line);
  background:#fbfcfd;color:var(--navy);font-family:var(--ff);font-size:.96rem;resize:vertical;transition:border-color .2s,box-shadow .2s,background .2s}
.field input::placeholder,.field textarea::placeholder{color:#aab4bf}
.field input:focus,.field textarea:focus,.field select:focus{outline:none;border-color:var(--teal-500);background:#fff;box-shadow:0 0 0 4px rgba(34,181,167,.14)}
.contact-form .btn-primary{width:100%;padding:.95rem;font-size:1.05rem}
.notice{padding:.9rem 1.1rem;border-radius:12px;font-size:.95rem;font-weight:500}
.notice.ok{background:#e7f8ee;color:#1c8a3d;border:1px solid #b6e6c4}
.notice.err{background:#fdeaea;color:#cc3535;border:1px solid #f3c6c6}

/* ============ Footer ============ */
.site-footer{background:var(--navy-900);color:#9fb3c6;padding-block:1.8rem}
.footer-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap;font-size:.92rem}
.footer-contact a{color:var(--teal-300);font-weight:500}
.footer-contact a:hover{color:#fff}

/* ============ Responsive ============ */
@media (max-width:980px){.provider-grid{grid-template-columns:1fr 1fr}}
@media (max-width:900px){
  .hero::before{display:none}
  .hero .wrap{grid-template-columns:1fr;text-align:center;min-height:auto;padding-block:1.6rem 1.5rem;gap:.6rem}
  .hero-copy{max-width:none;order:2}
  .hero-visual{order:1;max-width:340px;margin-inline:auto;position:relative;padding:1rem}
  .hero-visual::before{content:"";position:absolute;inset:0;z-index:-1;background:var(--teal-200);opacity:.55;
    border-radius:46% 54% 57% 43% / 50% 46% 54% 50%}
  .hero .selection{margin-inline:auto}
  .hero .sub-actions{justify-content:center}
  .feature-grid{grid-template-columns:1fr}
  .nav-links{position:fixed;inset:64px 0 auto 0;flex-direction:column;gap:0;background:#fff;
    box-shadow:0 22px 32px -18px rgba(22,58,95,.45);padding:.4rem 0;transform:translateY(-135%);transition:transform .35s;z-index:40}
  .nav-links.open{transform:translateY(0)}
  .nav-links li{width:100%;text-align:center}
  .nav-links a{display:block;padding:1rem}
  .nav-links a::after{display:none}
}
@media (min-width:901px){.nav-toggle{display:none}}
@media (max-width:560px){
  .provider-grid{grid-template-columns:1fr}
  .contact-form .row{grid-template-columns:1fr}
  .footer-inner{flex-direction:column;text-align:center}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;scroll-behavior:auto}}

/* ============ Hindi font + language switch ============ */
body.lang-hi{font-family:'Noto Sans Devanagari','Poppins',system-ui,sans-serif}
body.lang-hi .hero h1,body.lang-hi .section-head h2,body.lang-hi .cat-title{letter-spacing:0;line-height:1.3}
.topbar-left{display:flex;align-items:center;gap:1rem}
.lang-switch{display:inline-flex;border:1px solid rgba(255,255,255,.2);border-radius:999px;overflow:hidden}
.lang-switch a{padding:.18rem .7rem;font-size:.82rem;color:#c6d6e4;font-weight:600;transition:.2s}
.lang-switch a.on{background:var(--gold);color:var(--navy)}
.lang-switch a:not(.on):hover{background:rgba(255,255,255,.1);color:#fff}

/* logo images */
.brand-logo{height:38px;width:auto;border-radius:8px;display:block}
.pc-logo.img{background:#fff;border:1px solid var(--line);padding:7px}
.pc-logo.img img{width:100%;height:100%;object-fit:contain}

/* ============ Services grid ============ */
.svc-grid{list-style:none;display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin:0 0 2rem;padding:0}
.svc-item{display:flex;align-items:center;gap:.8rem;background:#fff;border:1px solid var(--line);
  border-radius:14px;padding:1rem 1.2rem;font-weight:500;color:var(--navy);box-shadow:var(--shadow-sm);
  transition:transform .2s,box-shadow .2s,border-color .2s}
.svc-item:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--teal-300)}
.svc-ic{width:34px;height:34px;flex:none;border-radius:9px;background:var(--teal-100);color:var(--teal-600);display:grid;place-items:center}
.svc-ic svg{width:18px;height:18px}
.svc-cta{text-align:center;font-size:1.12rem;font-weight:600;color:var(--navy);display:flex;flex-direction:column;align-items:center;gap:1.1rem}
@media (max-width:820px){.svc-grid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.svc-grid{grid-template-columns:1fr}}

/* ============ Apply + map layout ============ */
.apply-layout{display:grid;grid-template-columns:1.05fr .95fr;gap:2rem;align-items:start}
.form-card{margin:0;max-width:none}
.map-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:clamp(1.4rem,3vw,2rem);box-shadow:var(--shadow)}
.map-card h3{color:var(--navy);font-size:1.25rem;margin-bottom:.3rem}
.map-sub{color:var(--muted);font-size:.95rem;margin-bottom:1.1rem}
.map-frame{position:relative;width:100%;aspect-ratio:16/11;border-radius:14px;overflow:hidden;border:1px solid var(--line)}
.map-frame iframe{position:absolute;inset:0;width:100%;height:100%;border:0;filter:saturate(1.05)}
.map-contacts{list-style:none;margin:1.2rem 0 0;padding:0;display:flex;flex-direction:column;gap:.7rem}
.map-contacts li{display:flex;align-items:center;gap:.6rem;color:var(--text);font-size:.96rem}
.map-contacts li svg{width:18px;height:18px;flex:none;color:var(--teal-600)}
.map-contacts a{color:var(--text)}.map-contacts a:hover{color:var(--navy)}
.map-contacts a.wa{color:#1aa64b;font-weight:600}.map-contacts a.wa svg{color:#25d366}
@media (max-width:860px){.apply-layout{grid-template-columns:1fr}}

/* ============ Footer (rich) ============ */
.site-footer .footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:2rem;padding-bottom:1.6rem;border-bottom:1px solid rgba(255,255,255,.1)}
.footer-brand .brand{color:#fff;margin-bottom:.9rem}
.footer-brand .brand .mark{background:var(--gold);color:var(--navy)}
.footer-brand p{color:#9fb3c6;font-size:.92rem;max-width:36ch}
.footer-links h4{color:#fff;font-size:1rem;margin-bottom:.8rem}
.footer-links a{display:block;color:#9fb3c6;font-size:.92rem;padding:.22rem 0;transition:color .2s}
.footer-links a[href]:hover{color:var(--teal-300)}
.footer-bottom{display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap;padding-top:1.2rem;color:#8499ab;font-size:.88rem}
.footer-bottom a{color:var(--teal-300)}
@media (max-width:760px){.site-footer .footer-grid{grid-template-columns:1fr;gap:1.6rem}.footer-bottom{flex-direction:column;text-align:center}}

/* =================================================================
   v2 OVERRIDES — provider card (big logo banner), map, mobile
   ================================================================= */

/* ---- Provider card: logo banner on top, info below ---- */
.provider-card{padding:0;overflow:hidden}
.provider-card::before{display:none}
.pc-banner{
  position:relative;height:160px;display:grid;place-items:center;padding:1.2rem;
  background:linear-gradient(135deg,#ffffff,#eef7f6);border-bottom:1px solid var(--line);
}
.pc-banner.alt{background:linear-gradient(135deg,#fffdf3,#fdf3d6)}
.pc-banner img{max-height:108px;max-width:82%;width:auto;object-fit:contain;
  filter:drop-shadow(0 6px 14px rgba(22,58,95,.12))}
.pc-letter{width:96px;height:96px;border-radius:24px;display:grid;place-items:center;
  font-size:2.8rem;font-weight:700;color:#fff;
  background:linear-gradient(135deg,var(--teal-500),var(--teal-600));
  box-shadow:0 14px 26px -12px rgba(34,181,167,.75)}
.pc-letter.alt{background:linear-gradient(135deg,var(--gold),var(--gold-600));color:var(--navy);
  box-shadow:0 14px 26px -12px rgba(238,185,18,.7)}
.pc-body{padding:1.5rem 1.6rem 1.6rem;display:flex;flex-direction:column;flex:1}
.pc-body h4{color:var(--navy);font-size:1.18rem;line-height:1.25;margin-bottom:.25rem}
.pc-body .pc-tag{color:var(--muted);font-size:.9rem;line-height:1.45;margin-bottom:1.1rem;min-height:2.4em}
.provider-card:hover .pc-banner img{transform:scale(1.04);transition:transform .25s}

/* ---- Map panel: fill height, cleaner contacts ---- */
.apply-layout{align-items:stretch}
.map-card{display:flex;flex-direction:column;padding:0;overflow:hidden}
.map-head{padding:1.4rem 1.6rem 1rem}
.map-head h3{display:flex;align-items:center;gap:.5rem;color:var(--navy);font-size:1.25rem;margin:0}
.map-head h3 svg{width:20px;height:20px;color:var(--teal-600)}
.map-head .map-sub{color:var(--muted);font-size:.93rem;margin:.3rem 0 0}
.map-frame{flex:1;min-height:300px;width:100%;aspect-ratio:auto;border:0;border-radius:0;
  border-top:1px solid var(--line);border-bottom:1px solid var(--line);position:relative}
.map-frame iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.map-contacts{margin:0;padding:1.2rem 1.6rem 1.5rem;display:grid;gap:.9rem;background:#fbfdfe}
.map-contacts li{display:flex;align-items:center;gap:.7rem;color:var(--text);font-size:.96rem;font-weight:500}
.map-contacts li svg{width:20px;height:20px;flex:none;padding:0;color:var(--teal-600)}
.map-contacts li .mc-ic{width:38px;height:38px;border-radius:11px;background:var(--teal-100);display:grid;place-items:center;flex:none}
.map-contacts a.wa{color:#1aa64b}.map-contacts a.wa .mc-ic{background:#dcfce7}.map-contacts a.wa .mc-ic svg{color:#1aa64b}

/* ---- Mobile: robust hidden menu + spacing ---- */
@media (max-width:900px){
  .nav-links{visibility:hidden;opacity:0;pointer-events:none;
    box-shadow:0 26px 40px -18px rgba(22,58,95,.5);max-height:calc(100vh - 64px);overflow:auto}
  .nav-links.open{visibility:visible;opacity:1;pointer-events:auto}
  .nav-links li+li{border-top:1px solid #f0f3f6}
  .hero .wrap{gap:1.6rem;padding-block:2rem 1.5rem}
  .hero h1{margin-bottom:1.1rem}
  .hero-visual{max-width:380px}
  .section{padding-block:3rem}
  .section-head{margin-bottom:2rem}
  .cat-title{justify-content:center;text-align:center}
}
@media (max-width:560px){
  .provider-grid{grid-template-columns:1fr;gap:1.2rem}
  .pc-banner{height:150px}
  .svc-grid{grid-template-columns:1fr}
  .svc-cta{font-size:1.02rem}
  .trust-grid{padding-block:1.5rem}
  .trust-item .n{font-size:1.45rem}
  .hero .sub-actions{flex-direction:column;gap:.9rem;align-items:stretch}
  .hero .sub-actions .btn,.hero .sub-actions .wa-inline{width:100%}
  .lead-actions .btn{width:100%}
  .topbar-inner{flex-direction:column;gap:.45rem;padding-block:.6rem}
  .map-frame{min-height:240px}
}
@media (max-width:380px){
  .hero h1{font-size:2rem}
  .pc-body{padding:1.2rem}
}
.map-contacts a{display:flex;align-items:center;gap:.7rem;color:var(--text);width:100%}
.map-contacts a:hover{color:var(--navy)}
.map-contacts a.wa span:last-child{color:#1aa64b;font-weight:600}

/* ---- Full-width (edge-to-edge cover) logo image in card banner ---- */
.pc-banner{padding:0;overflow:hidden}
.pc-banner img{width:100%;height:100%;max-width:100%;max-height:none;object-fit:cover;filter:none}
.provider-card:hover .pc-banner img{transform:scale(1.05);transition:transform .3s ease}

/* =================================================================
   v3 — content highlights: rate badge, benefits, ribbon, videos, FAB
   ================================================================= */

/* Hero rate badge */
.hero-badge{display:inline-flex;align-items:center;gap:.4rem;background:#fff;color:var(--teal-600);
  font-weight:700;font-size:.92rem;padding:.45rem 1rem;border-radius:999px;margin-bottom:1.1rem;
  border:1.5px solid var(--teal-200);box-shadow:0 8px 18px -10px rgba(34,181,167,.5)}

/* Benefits strip */
.benefits{background:var(--gold);position:relative;z-index:2}
.benefits-row{display:flex;flex-wrap:wrap;justify-content:center;gap:.8rem 2.2rem;padding-block:1rem}
.benefits .ben{display:inline-flex;align-items:center;gap:.5rem;color:var(--navy);font-weight:600;font-size:.98rem}
.benefits .ben svg{width:20px;height:20px;background:var(--navy);color:var(--gold);border-radius:50%;padding:3px}
@media (max-width:560px){.benefits-row{gap:.7rem 1.4rem;padding-block:.9rem}.benefits .ben{font-size:.9rem;width:45%}}

/* Lowest-rate ribbon on card */
.pc-banner{position:relative}
.pc-ribbon{position:absolute;top:.7rem;right:.7rem;z-index:2;background:var(--navy);color:#fff;
  font-size:.72rem;font-weight:700;padding:.3rem .7rem;border-radius:999px;letter-spacing:.02em;
  box-shadow:0 8px 16px -8px rgba(0,0,0,.5)}
.pc-meta li:first-child strong{color:var(--teal-600);font-size:1.3rem;font-weight:700}

/* Videos */
.video-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.video-card{margin:0;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  overflow:hidden;box-shadow:var(--shadow-sm);transition:transform .25s,box-shadow .25s}
.video-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.video-frame{position:relative;aspect-ratio:16/9;background:#0d2238}
.video-frame iframe,.video-frame video{position:absolute;inset:0;width:100%;height:100%;border:0;object-fit:cover}
.video-link{position:absolute;inset:0;display:grid;place-items:center;color:#fff;font-size:2.4rem;text-decoration:none}
.video-card figcaption{padding:1rem 1.2rem;color:var(--navy);font-weight:600;font-size:1rem}
@media (max-width:860px){.video-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.video-grid{grid-template-columns:1fr}}

/* Floating WhatsApp button */
.wa-fab{position:fixed;right:18px;bottom:18px;z-index:60;width:58px;height:58px;border-radius:50%;
  background:#25d366;display:grid;place-items:center;box-shadow:0 12px 26px -8px rgba(37,211,102,.8);
  animation:waPulse 2.4s ease-in-out infinite}
.wa-fab svg{width:30px;height:30px;color:#fff}
.wa-fab:hover{transform:scale(1.08);transition:transform .2s}
@keyframes waPulse{0%,100%{box-shadow:0 12px 26px -8px rgba(37,211,102,.8),0 0 0 0 rgba(37,211,102,.5)}
  50%{box-shadow:0 12px 26px -8px rgba(37,211,102,.8),0 0 0 14px rgba(37,211,102,0)}}
@media (max-width:560px){.wa-fab{width:52px;height:52px;right:14px;bottom:14px}.wa-fab svg{width:26px;height:26px}}

/* =================================================================
   v4 — video thumbnails + popup (lightbox) player
   ================================================================= */
.video-card{display:block;width:100%;text-align:left;border:1px solid var(--line);border-radius:var(--radius-lg);
  overflow:hidden;background:#fff;box-shadow:var(--shadow-sm);cursor:pointer;padding:0;font-family:var(--ff);
  transition:transform .25s,box-shadow .25s}
.video-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.video-thumb{position:relative;display:block;aspect-ratio:16/9;
  background:linear-gradient(135deg,#163a5f,#0d2238);background-size:cover;background-position:center}
.video-play{position:absolute;inset:0;margin:auto;width:62px;height:62px;border-radius:50%;
  background:rgba(255,255,255,.92);display:grid;place-items:center;
  box-shadow:0 10px 24px -8px rgba(0,0,0,.6);transition:transform .2s,background .2s}
.video-play svg{width:26px;height:26px;color:var(--teal-600);margin-left:3px}
.video-card:hover .video-play{transform:scale(1.1);background:#fff}
.video-thumb::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(0,0,0,.35))}
.video-cap{display:block;padding:.95rem 1.1rem;color:var(--navy);font-weight:600;font-size:1rem}

/* popup */
.vmodal{position:fixed;inset:0;z-index:120;display:none;align-items:center;justify-content:center;padding:1.2rem}
.vmodal.open{display:flex}
.vmodal-backdrop{position:absolute;inset:0;background:rgba(8,20,34,.82);backdrop-filter:blur(3px)}
.vmodal-box{position:relative;z-index:1;width:min(960px,100%);animation:vIn .25s ease}
@keyframes vIn{from{opacity:0;transform:translateY(14px) scale(.98)}to{opacity:1;transform:none}}
.vmodal-content{border-radius:16px;overflow:hidden;background:#000;box-shadow:0 40px 80px -30px rgba(0,0,0,.8)}
.vmodal-ratio{position:relative;width:100%;aspect-ratio:16/9}
.vmodal-ratio iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.vmodal-content video{display:block;width:100%;max-height:80vh;background:#000}
.vmodal-close{position:absolute;top:-14px;right:-14px;z-index:2;width:42px;height:42px;border-radius:50%;
  border:none;background:#fff;color:var(--navy);font-size:1.6rem;line-height:1;cursor:pointer;
  box-shadow:0 8px 20px -6px rgba(0,0,0,.6);display:grid;place-items:center}
.vmodal-close:hover{background:var(--gold)}
@media (max-width:560px){.vmodal-close{top:-8px;right:4px}}

/* LIC insurance highlight item */
.svc-highlight{border-color:var(--gold);background:linear-gradient(135deg,#fffdf0,#fff8d6)}
.svc-highlight:hover{border-color:var(--gold-600)}
.svc-ic-gold{background:linear-gradient(135deg,var(--gold),var(--gold-600))!important;color:var(--navy)!important}

/* =================================================================
   v5 — mobile hero polish (bold text like reference, no empty blob)
   ================================================================= */
@media (max-width:900px){
  .hero{background:linear-gradient(180deg,var(--teal-50),#fff 70%)}
  .hero-badge{margin-bottom:.8rem}
  .hero h1{font-size:clamp(1.9rem,7.4vw,2.5rem);line-height:1.28;margin-bottom:1.2rem}
  .hero h1 .accent{display:block;margin-bottom:.15rem}
  .hero .selection{font-size:.98rem;max-width:34ch}
  .hero .lead-actions{margin-bottom:1.6rem}
  .hero-visual .hero-art{filter:drop-shadow(0 18px 26px rgba(22,58,95,.16))}
}
@media (max-width:560px){
  .hero .wrap{padding-block:1.2rem 1.4rem}
  .hero-visual{max-width:290px;padding:.8rem}
}

/* =================================================================
   v6 — hero side tagline: "अब होम लोन लेना हुआ आसान"
   ================================================================= */
.hero-side-tag{
  position:absolute;right:-1rem;top:50%;transform:translateY(-50%);
  width:min(230px,24%);text-align:center;
  color:#8f1d1d;font-weight:800;font-size:clamp(1.5rem,2.4vw,2.2rem);line-height:1.35;
  text-shadow:0 2px 10px rgba(255,255,255,.8);
}
@media (max-width:1100px){
  .hero-side-tag{right:-.4rem;width:26%}
}
@media (max-width:900px){
  .hero-side-tag{
    position:static;transform:none;display:block;width:auto;max-width:20ch;
    margin:.9rem auto 0;font-size:clamp(1.3rem,5.6vw,1.7rem);
  }
}

/* =================================================================
   v7 — hero side tagline alignment fix (own column, no overlap)
   ================================================================= */
@media (min-width:901px){
  .hero-visual{display:flex;align-items:center;gap:1rem}
  .hero-visual .hero-art{flex:1 1 auto;min-width:0}
  .hero-side-tag{
    position:static;transform:none;
    flex:0 0 168px;width:168px;
    font-size:clamp(1.35rem,1.8vw,1.7rem);line-height:1.5;
    text-align:center;
  }
}
@media (min-width:1300px){
  .hero-side-tag{flex-basis:200px;width:200px;font-size:1.9rem}
}

/* =================================================================
   v8 — desktop hero rebalance: bigger art, blob hugs the composition
   ================================================================= */
@media (min-width:901px){
  /* remove the huge detached background blob */
  .hero::before{display:none}
  /* give the hero more room and the visual column more share */
  .hero .wrap{max-width:1360px;grid-template-columns:1fr 1.15fr}
  /* blob now wraps the art + tagline together */
  .hero-visual{position:relative;padding:2.4rem 2rem}
  .hero-visual::before{
    content:"";position:absolute;inset:-4% -3%;z-index:-1;
    background:var(--teal-200);opacity:.55;
    border-radius:46% 54% 57% 43% / 50% 46% 54% 50%;
    animation:blob 14s ease-in-out infinite;
  }
}